Let's talk about health care

[Roguish Lawyer]

Originally posted by Doc T
perhaps some kind of law that grants insurance companies 90 days to pay for services rendored and if they fail to comply there are penalties. As I said earlier no one except those who have no insurance, medicare, medicaid, etc pay the bill in full...no one.... there are set upon fees.

So maybe if they don't pay on time they have to pay an "interest of sorts" ...maybe 10% more for each month they delay...that would motivate fairness.

As I write this its interesting to note that in my state there is an access plan for those who are unfunded...governmental money to pay for health care and so we bill access...the state is 18 months LATE on payment.... and there will be no penalty... for my surgical group that amounts to about 1.8 million in fees.

that would be my plan.

doc t.

I like it. I think we also should consider making it easier to sue insurance companies for breaching their contractual obligations to policyholders. Although this is not my area, I understand that there are many limitations on the ability to do this.

[myclearcreek]

Inserting a thought here....

Major medical/hospitalization insurance to cover the big ticket items, private pay for well-care visits and checkups seems a better way to go.

[Sacamuelas]

Originally posted by Roguish Lawyer
I think we also should consider making it easier to sue insurance companies for breaching their contractual obligations to policyholders.

AAAHhhhhhh... I knew you would finally get to your point in all this. YOU want to sue the deep pockets!!! surprising....

[Roguish Lawyer]

Originally posted by myclearcreek
Inserting a thought here....

Major medical/hospitalization insurance to cover the big ticket items, private pay for well-care visits and checkups seems a better way to go.

I like it.

[Roguish Lawyer]

Originally posted by Sacamuelas
AAAHhhhhhh... I knew you would finally get to your point in all this. YOU want to sue the deep pockets!!! surprising....

No, grasshopper. I want others to do it. I represent the deep pockets. If I were to represent the People, NDD would take me off The List.

do you have any idea how much a well check visit with labwork would actually cost? The idea behind well check visits is to keep bad things from happening by physicians picking things up in the early stages.

If you had to pay $300-400 dollars yearly and felt well would you go?

[Sacamuelas]

Originally posted by Roguish Lawyer
No, grasshopper. I want others to do it. I represent the deep pockets. If I were to represent the People, NDD would take me off The List.

Somehow young jedi... I don't think the solution to our health care situation is MORE lawsuits!!

[Roguish Lawyer]

Originally posted by Doc T
do you have any idea how much a well check visit with labwork would actually cost?

Several hundred dollars. I pay my bill and seek reimbursement when I see my primary care physician, and it's usually about $350.

[Sacamuelas]

So your solution is to expect Doctors to be able to squeeze a couple hundred dollars out of every patient that walks in the door?

What effect on regular preventive helathcare assessments and access to care do you think that will have on our country? What would the financial outcome be oin ten years when everyday treatments are not rendered and more hospital/ emergency care is needed to treat these conditions?

Originally posted by Roguish Lawyer
Several hundred dollars. I pay my bill and seek reimbursement when I see my primary care physician, and it's usually about $350.

edited above with the info...

what about you, your wife, your kids... that would run at least over a thousand a year...and that is if your kids are healthy...no extra visits for an ear infection here, sore throat there...

the average family would not be able to afford healthcare if it was out of pocket for routine stuff.

doc t.

[Sacamuelas]

I see you edited while I did Doc T... Great minds...great minds!! LOL

I think I will stop and let you argue this one. I defer-

[myclearcreek]

Originally posted by Doc T
do you have any idea how much a well check visit with labwork would actually cost? The idea behind well check visits is to keep bad things from happening by physicians picking things up in the early stages.

If you had to pay $300-400 dollars yearly and felt well would you go?

Yes. For my son with asthma, this would be difficult, but I would do it. His meds are not inexpensive, either. Fortunately for me, his Dad has to provide his health insurance, but just changed the policy to a pretty sizeable deductible. It is only March and I have met most of it already.

For myself, I rarely went to the doctor even when it was 100% covered. I'm very healthy, but would go at the first indication of trouble. For preventive well-woman checkups, I will still go annually and pay out-of-pocket.

[Roguish Lawyer]

Originally posted by Sacamuelas
Somehow young jedi... I don't think the solution to our health care situation is MORE lawsuits!!

My view is that it should be harder to sue doctors, easier to sue insurance companies, and much, much easier to sue dentists.

Originally posted by myclearcreek
Yes. For my son with asthma, this would be difficult, but I would do it. His meds are not inexpensive, either. Fortunately for me, his Dad has to provide his health insurance, but just changed the policy to a pretty sizeable deductible. It is only March and I have met most of it already.

at what point do you advocate insurance or some third party payer kicks in?

doc t.

[Roguish Lawyer]

Originally posted by Doc T
edited above with the info...

what about you, your wife, your kids... that would run at least over a thousand a year...and that is if your kids are healthy...no extra visits for an ear infection here, sore throat there...

the average family would not be able to afford healthcare if it was out of pocket for routine stuff.

doc t.

Even if they had a reimbursement right from their carriers?