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I recently got my clearance and I had some similar issues.
My biological father was not listed on my birth certificate so they didn't even ask a question about him. Just make sure you have the exact dates of any name changes or anything like that.
The mortgage shouldn't be an issue either. I was worried because I have student loans. I made sure none of them were in default and it was smooth sailing. But as stated, if you didn't sign anything you're not on it.
I realize you've probably already gone through it but the security clearance was the most nerve wrecking part for me. One little blip and it could be a no-go. I would tell everybody trying to join to get a credit report and make sure there are no loose ends. The three main things they are looking for are 1. Debt 2. International ties/travel and 3. Legal (including traffic).
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