Quote:
Originally Posted by Dozer523
...Insurance is how we protect ourselves from the financial effects of a catastrophic loss caused to or by something we own. I suppose one can take that risk. But due to the severity and scope of negligence in this case I think mandated insurance is appropriate. After all time and time again, events prove the ineffectiveness of voluntary programs. I wholly agree this is a criminal and mental health problem and this proposal is directed only at preventing criminals and crazies from getting a weapon.
I'm willing to listen to a better idea that prevents criminals and crazies from getting access to guns and turning them on innocent people. It's just got to work. Whatcha got?
|
Insurance generally protects us from financially significant losses due to accidents or unintentional acts.
Your very assertion here that ties gun owner liability insurance to preventing "criminals and crazies" from getting a weapon doesn't make any sense and is the sort of punitive nonsense directed at law abiding gun owners, which has nothing to do with lowering the incidence of gun violence and everything to do with making gun ownership prohibitively expensive and financially onerous.
To tie your call for liability insurance for law abiding gun owners to the future unknowable acts of "criminals and crazies" who procure those weapons through the commission of a criminal act (burglary/theft) in the first place is laughable...
This is the same sort of thinking that has been extrapolated out to the nth degree in that now there are some people calling for the legal
seller of a weapon (gun shop owner, etc.) to carry liability insurance to "pay" for any illegal acts or injury committed by any buyer and/or weapon sold and used in the commission of a crime in the future...madness
In this same vein are the ammunition taxes that some states have contemplated, which would cause the price of ammunition to rise astronomically and be cost prohibitive for many law abiding gun owners to buy in any meaningful quantities (Massachusetts: 25% tax; Maryland: 50% tax, etc.).