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From the reports I've read Glaser rounds have penetration problems with denim and other similar fabrics. JHP seems more appropriate.
I haven't met a Kahr handgun I trust and recommend people steer clear of them. If you insist on buying one, please PLEASE field strip it and inspect the machining thoroughly, and test fire a couple mags if possible.
You don't want to get stuck in the situation where you're having to repeatedly send it into the Kahr factory with hefty shipping costs until they get it right. They never fully fixed things in my case, and I ended with still having at least one failure to go into battery per mag, so I offloaded it. There is a lot of this still going on with Kahr polymer weapons. It's a total crap shoot.
I have no experience with Kel-Tec but hear similar issues as with the Kahrs. This taught me a big lesson to stick with time-tested (and field-proven) weapons when at all possible.
Some quality civilian tactical training would also be of great benefit beyond basic handgun training.
Let us know what you end up deciding. The wife and I are near a similar situation to you.
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