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#2: Disc "replacements" are still in the experimental phase
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Only if you're an insurance company. They'll do anything to get out of taking care of their clients.
The procedure has been approved by the FDA for 7 years. They have been doing this surgery in Europe for over 25 years. I have researched this exstensively as my wife's surgeon wants to do this.
Just make sure the Doc has done this before and ask lots of questions.